Bank Management Resume

Bank Managers oversee the daily activities of a banking organization, and supervise tellers, loan officers, product specialists, accounting professionals, etc. They are in charge of various duties like ensuring adequate cash in deposit vaults, processing loan applications, planning and devising innovative strategies to promote financial instruments as well as maintaining long-term relationships with clients. These managers ensure that the tasks are carried out as per the bank's policies in accordance with federal regulations. A proven experience in this domain with good understanding of financial principles, computer proficiency, expertise in analyzing market trends, and good interpersonal skills are some necessary traits.

Bank Management Resume Sample

Donald R. Grafford
1196 Del Dew Drive
Washington, MD 20024
Phone: 214-789-4871
Email: donald.grafford@anymail.com

Job Objective:

Highly proficient and reliable Bank Branch Manager, looking forward to obtaining an opportunity with 'XYZ National Bank' to apply my knowledge about credit operations, loan procedures, and other instruments to boost client satisfaction, and achieve target goals.

Summary of Skills:

Comprehensive knowledge of various financial procedures, federal bank policies, and regulations
Sound understanding of cash deposits and credit card system to identify system defaulters from the list
Detail-oriented and expertise in ensuring accurate transactions to maintain records in the database
Adept at using various banking software and keeping up-to-date information about loan procedures
Capable of supervising branch's business activities including loan, balance sheet, audit reviews, and sales performance
Expertise in maintaining strong relationships with internal partners such as financial service advisers, private clients, and corporate companies
Strong interpersonal, communication and organizational skills

Work Experience:

Bank Manager
M&T Bank, Washington, MD
November 2016 – Present

Providing initial risk rating, and recommending appropriate credit structure as per the bank's policies
Interacting with financial advisers, and client's relationship manager to finalize credit package after reviewing application, and prior documented transactions
Managing overall banking operations by pro-actively identifying weak portfolios, and alerting department regarding deteriorating portfolio performances
Overseeing the flow of cash and other financial instruments in accordance with the bank's policy to assess probable risks
Establishing and maintaining strong relationships with banking related industries like insurance, real estate, education, health-care and securities
Directing and coordinating banking activities to implement banking procedures, and policies
Monitoring and evaluating employee performance during appraisals, and for promoting high-efficiency in the department

Assistant Branch Manager
Capital City Bank, Washington, MD
April 2014 – October 2016

Ensured customers understood loan application process as well as the associated terms and conditions
Oversaw a team of 10+ tellers to maximize efficiency of operations, and achieved 43% client satisfaction
Mentored new employees by conducting training sessions for consecutive sales processes, and other branch activities
Maintained accountability for cash operations department including deposits, withdrawals, cash transfers, and investigated variances in payment gateways, kiosks for security
Effectively supervised a team of 50 banking professionals for projects worth more than $100M, and achieved award for Breakthrough Performance for the year 2015
Initiated lucrative schemes related to various financial instruments, and expanded client deposit base in the branch by 43% within 6 months
Analyzed current market trends, prepared statistical report on behavior to forecast future predicts, and assisted to set quarterly financial objectives

Loan Officer
BMO Financial Group, Washington, MD
April 2013 – March 2014

Identified clients' requirements and recommended the right loan products to meet their goals
Worked with the team to manage home equity loans, and mortgage refinancing to avoid losses in the products
Conducted personal meetings with loan applicants to understand financial eligibility before processing the documents
Determined all applicable ratios and calculating metrics to set up debt payment plans
Counseled clients on firm's policies before finalizing loan contract
Developed referral networks by suggesting alternate channels, and cross-selling of products to achieve set goals

Bank Teller
BMO Financial Group, Washington, MD
June 2012 – March 2013

Processed transactions for 50+ customers accurately, and efficiently in a fast-paced environment, and updated database records
Took responsibility to ask questions to uncover customer needs, and referred them to the right financial adviser
Educated customers on options available for financial interactions, and introduced available instruments within their budget
Managed responsibilities for various functions of paying, including processing of deposits, loan applications, cashier's checks, and money orders
Performed duties for balancing each day's transactions, and verified cash total at the end of the day
Prepared monthly report on major bank activities involving corporate clients to get accuracy in transactions and identified discrepancies
Performed engagement activities to connect with potential customers, and increased client base by 34%

Education:

Master's Degree in Finance
University of Washington, Seattle, WA
2012

Bachelor's Degree in Accounting
University of Washington, Seattle, WA
2010

Certifications:

CFA Level II, 2015
Certified Public Accountant, 2012

Reference:

On request.