Mortgage Underwriter Resume

Mortgage Underwriters evaluate a mortgage loan application and recommend if the loan can be approved. They verify the employment and income information, valuate the borrower's collateral(s), and review his credit history before deciding. They work for financial institutions and mortgage companies and require a bachelor's or associate degree in business, finance or a related field. Mortgage underwriters should be familiar with mortgage laws, and possess communication skills needed for customer service and the ability to audit, analyze, and research. The candidate in this resume has an arts degree in accounting with wide experience ranging from mortgage underwriter to compliance administrator.

Sample Mortgage Underwriter Resume

Fidel Rogers
736 N Main Street,
Convers, GA 30012
Telephone No: 770-482-1029
Email id: fidel.rogers@gmail.com

Career Objective

Make use of systematic communication and language skills in a financial organization or funding institution.

Academic Background

Achieved Bachelor of Arts Degree in Accounting with Major in Political Science and Minor in Spanish from the Emory University, Atlanta, GA in the year 1994.

Computer Programming Skills

Knowing Office Package: Microsoft Word, Microsoft Excel, Microsoft Access, Microsoft PowerPoint and Microsoft Outlook Express.
Knowing Operating Systems: Windows9X, Windows2000, Windows ME, Windows XP and Windows Vista.

Professional Excellence Summary

More than ten years of technical know how and experience that range from Compliance Administrator to Underwriter with a good, multi-branch finance company.
Strong managerial skills and the aptitude to plan and compose presentations to individual clients or groups.
A group performer with good administration, education, instruction and communication skills which are essential to endorse services or concepts.

Professional Background

Since 2000 working as an Underwriter in the Finn Mortgages, Convers, GA and is responsible for the following:

Estimate the main property and financial power and credit worthiness of the borrowers.
Have authorization to grant loans of up to $500,000 based on certification necessities of secondary market.
Examine, estimate and suggest sanction of customer applications for oversized loans and prepare oversized loan packages (up to $800,000) for assessment by major private investors.
Serve as a consultant and answer basic underwriting questions for loan processors.

From 1995 worked as an Assistant Underwriter was responsible for the following:

Processing housing loan applications from preliminary application to closing.
Assisting hard working marketing executives and representative in the beginning process.
Reviewing borrowers' loan applications to assure comprehensiveness of data; confirming information listed on applications and obtaining supplementary documents which are essential for sale of loans to minor market.
Walking borrowers throughout the application procedure and training junior underwriters in new branches.