Commercial Loan Officer Resume
Commercial loan officers work with banks and financial institutions and help businesses secure loans. Their job is to access applicants' credit history, analyze their capacity to return the loans, and take decisions in the favor of the employer. They are also responsible for the underwriting process for which they work with underwriting software. To work in this job position, they have to be experienced in commercial lending and underwriting and maintaining commercial loan portfolios.
Commercial Loan Officer Resume Template
Douglas D. Allen
245 Cemetery Street
Salinas, CA 93901
Phone: 831-902-1695
Email: ddallen@example.com
Career Objective:
Looking for a commercial officer job with “Alwyn Bank,” to examine, evaluate, and recommend approval of commercial loans applications and manage underwriting process.
Summary of Skills:
- Experience in designing and building strong loan portfolios
- Excellent knowledge of banking industry and loan process
- Experienced in commercial lending and underwriting
- Strong understanding of the rules and regulations related to commercial lending
- Skilled in analyzing financial statements and forecasting business growth
- Skilled in spreadsheet analysis and calculating figures
Work Experience:
Commercial Loan Officer
Noble Bank, Salinas, CA
October 2015 - Present
- Screening loans applications and interviewing applicants
- Performing background checks and collecting credit history of loan applicants
- Requesting and analyzing financial statement of companies applied for loans
- Determining feasibility of approving loan and conducting verification
- Overseeing underwriting process and ensuring loan package are as Bank's guidelines
- Promoting and selling other loan products to customers and initiating sales promotion program
Commercial Loan Officer
My Bank, Salinas, CA
February 2012 - September 2015
- Identified and analyzed potential loan markets and developed business for the bank
- Ensured timely opening and closing of loans and funding activities
- Read, analyzed, and interpreted financial reports and legal documents
- Collected and analyzed previous and current finance status of applicants
- Monitored loans, identified potential problems, and developed positive image of the bank
- Examined loan reports and conducted property inspections as required
Education:
-
Bachelor's Degree in Business Administration
ABC University, Salinas, CA
2011
Reference:
On request.
