Chief Credit Officer Resume
A chief credit officer resume is one of those documents that you need in order to get through the process of selection for the interview and appear for employment tests and other rounds conducted in order to assess your competency. When your dream is to get a perfect job, the only way to convert it into reality is to draft a resume in a perfect way. It should not just appear neat and tidy, but should also contain relevant information the employer is looking for. If this condition is met, then you will be able to create a positive impression and the employer will definitely call you for an interview.
A chief credit officer works in a bank or any other organization that lends credit to its clients. This credit can be in the form of loan or credit card. This is a process wherein the client has to pay back the amount to the organization, often with a specific percentage of interest added in the amount he/she has loaned. The role of a chief credit officer is to define the policies for lending loan and credit to the clients, approve or reject loan applications, manage portfolios, recover bad debts, etc.
Chief Credit Officer Resume Template
Christopher K. Dobbins
790 Riverside Drive
Augusta, GA 30901
Phone: 706-849-7358
Email: ckdobbins@anymail.com
Career Objective:
Looking for a chief credit officer position in “City Bank,” to handle its Credit Administration Department since I am experienced in handling the job effectively.
Summary of Skills:
- Experienced in handling duties and responsibilities of the Credit Administration Department of banks
- Experienced in loan analysis and defining policies for lending as well as recovering loans
- Skilled in running background check for ascertaining clients' credit worth
- Ability to produce budget estimates and financial business solutions
- Familiarity with the risk associated with lending loans and methods to reduce loss for the bank
- Excellent knowledge of banking regulations and financial accounting standards
Work Experience:
Chief Credit Officer
Central Bank, Augusta, GA
October 2015 - present
- Analyzing credit ratio, loan review, risk factors, and handling Loan Reserve Account
- Defining loan policies, procedures, and processes for mitigating loss to the bank
- Reviewing and improving bank's loan portfolio credit quality and risk objectives
- Planning and developing effective credit risk models and credit agreement
- Monitoring performance of existing credits and identifying opportunities for business
- Supervising activities of department staff and lending them support and direction
Chief Credit Officer
Town Bank, Augusta, GA
February 2012 - September 2015
- Monitored and managed overall credit risks for the bank
- Performed bank's credit analysis function and ensured compliance with banking regulations
- Planned and developed effective bank loan portfolio
- Recovered problem loans through auctions and direct sale of assets of defaulters
- Maintained bank credit standards and recovered outstanding loans
- Reviewed bank credit and lending policies and controlled risk factors
Education:
- Bachelor's Degree in Finance
ABC University, Augusta, GA
2011
Reference:
On request.
