Credit Clerk Resume
Credit clerks are hired by bank and financial institutes that provide loan facilities to customers. These clerks figure out whether the loan applicants is worthy enough to grant a loan. They also check the income and assets of customers to ascertain whether repaying the loan is possible for them or not. They calculate interest rates and assist customers through the whole process of loan applying. Maintaining complete and detailed records of the accounts handled by them, and preparing financial records are also their outlook.
A high school diploma is basic requirement for applying to this entry-level job. If you wish to progress in your career, a bachelor's degree in finance, banking, or related subject is necessary.
Credit Clerk Resume Example
Michael L. Keller
3784 Bubby Drive
Austin, TX 78759
Phone: 512-418-8101
Email: mlkeller@example.com
Career Objective:
Looking for a credit clerk job at “Yes Bank” to assist with assessment and evaluation of loan applicants, processing of loan applications, and collections.
Summary of Skills:
- Experience in processing loan applications and credit collection
- Effective communication, organizational, and problem-solving skills
- Extensive knowledge of loan lending and collection procedures
- Familiarity with the state and federal banking rules and regulation
- Excellent analytical and estimating skills with attention to detail
- Proficient in working with advanced banking software application
- In-depth understanding of other banking functions and departments
Work Experience:
Credit Clerk
My Bank, Austin, TX
September 2013 - Present
- Processing loan applications of individuals and corporate clients and interviewing applicants
- Assessing and evaluating loan applicants' financial status and determining on feasibility of granting loan
- Contacting credit bureaus and other agencies and collecting information on loan applicants
- Estimating interest rates on sanction loan and preparing calendar for monthly installment as a repayment for loan
- Informing customers by phone, emails, letters, and in person about approval or rejection of loan application
- Keeping and maintaining records of credit transactions, and payment made on borrowed loan
- Resolving discrepancies in credit charges and determining on credit extensions for certain accounts
Credit Clerk
Help Finance Home, Austin, TX
March 2012 - August 2013
- Assessed, evaluated, and processed loan applications
- Calculated interests on payment dues and mailed to debtors
- Provided credit information to customers and credit agencies on request
- Assisted customers in filling out loan application, and collected necessary documents
- Completed paperwork according to the company's guidelines
- Interacted with other department of the facility and distributed information on credit lent
- Arranged meetings with defaulting customers and established coordination and common opinion on loan repayment
Education:
-
Bachelor's Degree in Finance
ABC University, Austin, TX
2011
Reference:
On request.
